Stay in touch
Rate updates, and what they mean for you.
Occasional email when something moves that is worth knowing about — a change in prime, a shift in fixed pricing, a rule change that affects qualifying. Not a weekly newsletter for the sake of one.
How to subscribe
The third consent box on our pre-qualification form is the rate-updates subscription — tick it and nothing else if that is all you want. You can also simply call or email us and ask, and we will record your consent with the date and the wording read to you.
Pre-qualification is not a mortgage approval or a commitment to lend. All mortgages are subject to lender approval.
How we treat your consent
Subscribing to rate updates is a separate permission from asking us to reply to an enquiry, and from letting us text you about a file in progress. Ticking one does not tick the others, and none of them is a condition of dealing with us.
We record what you agreed to, when, on what channel, and the exact wording that was in front of you at the time. If you ever want to see that record, ask. Every message carries a one-click unsubscribe, and a withdrawal is honoured well inside the ten business days the law allows.
What we actually send
Rate movement and what it means in practice. Occasional notes on rule changes that affect qualifying. A reminder if your renewal is approaching, if you are a client. Nothing else — no sponsored content, and we do not sell or share the list.
Rates quoted in any email carry the same APR, effective date and qualifying conditions that appear on the rates page. The disclosure rules do not relax because the medium changed.