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Mortgage services provided through The Mortgage Alliance Company of Canada Inc., FSRA Brokerage Licence #10530.

(905) 462-8646
Navneet VaidMORTGAGE & FINANCIAL SERVICES

Join our team

Thinking about moving your licence?

Most agents who call us are not unhappy, exactly. They are tired of being one of several hundred names on a roster, and of getting a ticket number when what they needed was five minutes with someone who has placed the file before. Tell us where you are and we will have a straight conversation about whether this is a fit.

Rather talk? (905) 462-8646

Apply to join the team

Contact details and roughly where you are in your career. No compensation history, no credit inquiry, no SIN.

Where are you with licensing?

Not yet licensed is a perfectly good answer — a fair number of our conversations start there.

Only if you want to say. It stays between you and Navneet.

Years in the industry (optional)

A range is all we need — we are not asking for volumes or figures.

What are you looking for? (optional)
How may we contact you?

Each choice is separate and none is required to submit this form. These permissions cover recruitment only — they do not sign you up for mortgage rate updates or any other client mailing. We record what you agreed to and when. See our privacy policy.

We don’t ask for these here

No SIN, no date of birth, no compensation history, no production figures, no credit inquiry and no references. A recruitment form is exactly where that scope creeps, so this one is built to refuse it — those fields are rejected by the server, not merely left off the page. What we need to start a conversation is how to reach you and roughly where you are in your career.

What working here is actually like

  • You keep your own clients

    Files you bring are yours and stay yours. Nobody is reassigning your past clients at renewal time, and you are not handing over a database as the price of joining.

  • Deals get discussed, not routed

    A structure question gets a conversation with someone who has placed that kind of file, usually the same day. On a large roster that conversation is a support ticket.

  • Alternative and private work, deliberately

    A meaningful share of what comes through here is self-employed, bruised credit, or second position. If you have only ever written insured A deals, that is a real skill gap to close and this is a reasonable place to close it.

  • Small enough that you are not a row

    You will know who to call, and they will know your name and your files. That is the entire proposition, stated plainly.

What support actually exists

  • Deal structuring and a second opinion on a file before you send it, from a Level 2 agent.
  • Lender relationships and BDM introductions on the alternative and private side.
  • Compliance and advertising review before anything goes out under your name — attribution, licence number and claims checked, because that exposure is yours personally.
  • CASL consent captured and evidenced properly at the source, so your marketing list is one you can actually defend if anyone asks.
  • Mentorship for newly licensed agents, including sitting in on live files rather than watching a recorded module.

The split conversation

We are not going to put a number on a web page. Compensation here depends on what you bring, what support you take, and what you want the arrangement to look like, and a figure published once outlives the assumptions behind it.

[SPLIT DETAILS] — placeholder. The commercial terms have not been settled for publication. Nothing goes here until Navneet has confirmed the wording.

What we will commit to now: you will get the real terms in writing before you are asked to decide anything, and we will not quote you a number on a call and a different one on paper.

What we are not going to tell you

We are not going to promise you a pipeline, quote you an income, or tell you what you would have earned here last year. Recruiting pitches built on earnings figures are a regulatory problem and, more to the point, they are usually somebody else’s best year presented as a typical one. Ask us hard questions on the call instead — about volume, about who actually answers when a file goes sideways, about what the first ninety days look like.

This page describes a career opportunity and is not an offer of employment, a lending product, or advice about a mortgage. A mortgage agent licence is sponsored by a licensed brokerage and you may be authorised by only one at a time. Mortgage services provided through The Mortgage Alliance Company of Canada Inc., FSRA Brokerage Licence #10530. Licensing requirements are set by the regulator and are subject to change; verify current requirements with the Financial Services Regulatory Authority of Ontario before acting on anything here.