Mississauga · Brampton · Milton · Oakville · Burlington · Toronto
A mortgage broker who picks up the phone.
Ten years placing mortgages across the GTA — first-time buyers, self-employed borrowers, renewals and commercial files. We compare lenders so you don’t have to take the first offer your bank hands you.
Pre-qualification is not a mortgage approval or a commitment to lend. All mortgages are subject to lender approval.
- Most residential files cost you nothing
- Reply within one business day
- No SIN needed to start
Replies within 1 business day
Navneet Vaid
Director / Mortgage Agent
Licence #M12001416
- Lender pays usOn most residential files
- Many lenders, one callBanks, monolines, credit unions
- A real personReply within one business day
- FSRA-licensed agentThrough brokerage licence #10530
What we place
Ten mortgage types, one process
If your file has been declined elsewhere, that is the kind of file we spend most of our time on.
First-time buyer
Down payment, land transfer rebates, the whole first file.Learn moreRefinance
Consolidate debt or pull equity out of the property.Learn moreRenewal
Don't auto-sign the bank's offer. We shop it.Learn moreSelf-employed
Stated income, T1s, corporate financials.Learn moreHome equity line
Revolving credit secured against the home.Learn moreCommercial
Mixed-use, multi-unit, industrial.Learn moreSmall business
Financing secured by business real estate.Learn morePrivate lending
Short-term, equity-driven, when banks say no.Learn moreSecond mortgage
Behind an existing first charge.Learn moreBruised credit
A plan to place now and improve for renewal.Learn more
Today’s rates
Rates are being updated
Rates are being updated — call us for today's pricing.
APR shown on a $500,000 mortgage over the stated term, including lender fees where applicable. Rates are available to qualified borrowers, may change without notice, and depend on credit, income, property and loan-to-value. Not an offer of credit. Full rate details.
Estimate your payment
Enter a purchase price, down payment and amortization, and see the monthly payment and the mortgage loan insurance premium the way CMHC’s own calculator works it out.
- Monthly payment
- Insurance premium
- Balance over time
- Side-by-side scenarios
No obligation until you sign a commitment.
How it works
How it actually goes
- STEP 01A real conversationWhat you're buying, what you earn, what you owe. Fifteen minutes.
- STEP 02We shop the fileBanks, monolines, credit unions and private lenders — whoever fits.
- STEP 03Approval and conditionsWe chase the paperwork so your closing date doesn't move.
- STEP 04We call before renewalFour months out, so you're never cornered into a posted rate.
Where we work
Local to Mississauga. Placing files across the GTA.
Based at 1200 Derry Road E, Unit 21, Mississauga, working with clients across the GTA and Ontario.
- Mississauga
- Brampton
- Milton
- Oakville
- Burlington
- Toronto
Meet your mortgage agent
Navneet Vaid
- Director / Mortgage Agent
- FSRA Licence #M12001416
Because a brokerage is not an employee of any one lender, we are not limited to one institution’s product shelf. We compare what is available across chartered banks, monolines, credit unions and private lenders, and we tell people what we cannot do as clearly as what we can.
Find out what you qualify for.
Takes about two minutes. No credit inquiry to start, and no SIN required — we only ask for that when a lender formally needs it.
Pre-qualification is not a mortgage approval or a commitment to lend. All mortgages are subject to lender approval.