Mortgage services provided through The Mortgage Alliance Company of Canada Inc., FSRA Brokerage Licence #10530.
Our team
Every profile on this page carries the agent's own FSRA licence number and level. A profile whose licence is not current does not appear here at all.
Navneet Vaid is a licensed mortgage agent and the Director of TDOT Lending. He works with clients across Mississauga, Brampton, Milton and the wider Greater Toronto Area from the team's office on Derry Road East in Mississauga. Approval, rates and terms are set by the lender and depend on an applicant's credit, income, the property and the lender's own criteria.
We will not tell you that you are approved before a lender says so. Approval is the lender’s decision, made on their criteria, and nobody in this industry can promise it on their behalf.
We will not claim to have the sharpest pricing in the market. Nobody can evidence that across every lender on any given day, and a brokerage that says it is telling you something it cannot substantiate. What we can do is show you the options we can actually access for a file like yours, with the APR and the conditions attached to each.
Every mortgage brokerage and agent in Ontario is licensed by the provincial regulator, and the register is public. Each profile here shows the agent’s own licence number and level; the brokerage’s legal name and licence number are in the footer of every page. Both are what you would search for, and we would rather you checked.
Financial Services Regulatory Authority of Ontario (opens in a new tab)
Takes about two minutes. No credit inquiry to start, and no SIN required — we only ask for that when a lender formally needs it.
Pre-qualification is not a mortgage approval or a commitment to lend. All mortgages are subject to lender approval.
